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Impact of the One Big Beautiful Bill Act

The One Big Beautiful Bill Act (OBBBA) was signed into law on July 4, 2025. Many significant changes were introduced with this Act. Click here to learn about some of the more common impacts.

Smart Planning Resources

Spending Plan Worksheet

Americans are more stressed about their money than ever before. Use this spending plan worksheet from financial professional Roger Cowen to take control of your finances.

Income, Assets and Expenses Inventory

Where is your money coming from and where is it going? This worksheet will help you track your finances and identify areas for adjustment.

Medicare Checklist

Getting ready to enroll in Medicare? Make sure you’re prepared by working through this checklist.

Estate Planning Checklist

Do you know what you need to build an effective estate plan? This checklist will guide you.

IRS RMD Worksheets

Questions on your RMD? Use one of these worksheets from the IRS to calculate your Required Minimum Distribution from your own IRAs, including SEP IRAs and SIMPLE IRAs .

Spending Plan Worksheet

Americans are more stressed about their money than ever before. Use this spending plan worksheet from financial professional Roger Cowen to take control of your finances.

Income, Assets and Expenses Inventory

Where is your money coming from and where is it going? This worksheet will help you track your finances and identify areas for adjustment.

Medicare Checklist

Getting ready to enroll in Medicare? Make sure you’re prepared by working through this checklist.

Estate Planning Checklist

Do you know what you need to build an effective estate plan? This checklist will guide you.

IRS RMD Worksheets

Questions on your RMD? Use one of these worksheets from the IRS to calculate your Required Minimum Distribution from your own IRAs, including SEP IRAs and SIMPLE IRAs .

Financial Planning Calculators

Full Retirement Age Calculator

Waiting until full retirement age to claim your social security benefit can grow your benefit. This calculator will help you determine when you should claim.

Compounding Interest Calculator

According to Albert Einstein, compounding interest is the eighth wonder of the world. Use this calculator to see how interest will impact your retirement savings.

Retirement Savings Calculator

How much should you have saved for retirement? This calculator will help you find out.

Credit Card Interest Rate Calculator

Carrying a credit card balance can cost more than you think. Use this calculator to see how interest adds up and find the fastest way to pay it down.

Calculate My Social Security Benefit

The Social Security Administration’s benefit calculator shows you how different claim dates will impact your Social Security benefits. Use this calculator to help plan your claim date and assess your projected retirement income.

Full Retirement Age Calculator

Waiting until full retirement age to claim your social security benefit can grow your benefit. This calculator will help you determine when you should claim.

Compounding Interest Calculator

According to Albert Einstein, compounding interest is the eighth wonder of the world. Use this calculator to see how interest will impact your retirement savings.

Retirement Savings Calculator

How much should you have saved for retirement? This calculator will help you find out.

Credit Card Interest Rate Calculator

Carrying a credit card balance can cost more than you think. Use this calculator to see how interest adds up and find the fastest way to pay it down.

Calculate My Social Security Benefit

The Social Security Administration’s benefit calculator shows you how different claim dates will impact your Social Security benefits. Use this calculator to help plan your claim date and assess your projected retirement income.

Other Resources

Report Identity Theft

The Federal Trade Commission offers free Identity Theft Recovery Plans for victims of tax fraud and identity theft. Reclaim your life and stop thieves in their tracks.  

Couples Financial Compatibility Quiz

Talking about money may not be the most romantic conversation couples have, however, studies show being on the same page financially can lead to a healthier relationship.

Where’s My Refund?

Curious about the status of your tax refund? Luckily, the days of watching the mailbox are over. This IRS.gov portal allows you to check the status of your refund instantly online.

How to Teach Your Grandchildren Good Money Habits

As a grandparent, you want the best for your grandchildren. This doesn’t necessarily mean you want them to have the best clothes, the latest toys or the coolest gadgets.

Get Your Free Credit Report

Your credit report affects everything from loan rates to job applications. Check yours for free once a year to catch errors and protect your financial health.

Report Identity Theft

The Federal Trade Commission offers free Identity Theft Recovery Plans for victims of tax fraud and identity theft. Reclaim your life and stop thieves in their tracks.  

Couples Financial Compatibility Quiz

Talking about money may not be the most romantic conversation couples have, however, studies show being on the same page financially can lead to a healthier relationship.

Where’s My Refund?

Curious about the status of your tax refund? Luckily, the days of watching the mailbox are over. This IRS.gov portal allows you to check the status of your refund instantly online.

How to Teach Your Grandchildren Good Money Habits

As a grandparent, you want the best for your grandchildren. This doesn’t necessarily mean you want them to have the best clothes, the latest toys or the coolest gadgets.

Get Your Free Credit Report

Your credit report affects everything from loan rates to job applications. Check yours for free once a year to catch errors and protect your financial health.

Ready to feel good, live well and retire happy®?

Contact Cowen Tax Advisory Group, Inc. today to discover how you can live your best life!