Medicare FAQ

Medicare planning helps you find the best coverage for the best price. What’s not to love about that? 

If your 65th birthday is less than three months away, congratulations! You can enroll in Medicare. For a simple guide to enrolling, planning, and keeping your ideal Medicare plan, download our free, step-by-step Medicare Planning Checklist.

Our Medicare consultations are free. That means no cost, no obligation, and no hidden fees. Our commission comes from the insurance carrier, not our clients. 

A good, local broker will know about location-specific loopholes and benefits that are often hidden in a policy’s fine print. Local brokers are also up-to-date on any plan changes and can help you pick the best plan for your needs.

No. All Medicare plan prices are regulated by the State Insurance Department. No one can charge any more–or less–for a plan.

Most Medicare recipients with pre-existing conditions are able to change their Medicare plans, but there are exceptions. If you have a pre-existing condition, we recommend coming in for a free Medicare planning consultation. 

When it comes to Medicare, the best plan is the plan that meets your needs. Whether that means free dental, lower premiums, or better pharmacy coverage, we’ll help you find your best fit.  

We’ve all heard that ignorance is bliss, but it can be expensive, too. Many Americans over age 65 pay too much in Medicare premiums. With a free Medicare consultation, you can be sure that your current plan offers the best value for the lowest cost. 

Plans change every year. It’s important to schedule an annual review to make sure you are still getting all of the Medicare benefits you need for the price you want.

Depending on your plan, non-emergency treatment may not be covered if you leave the state or the country. We’ll help you find a plan that will travel with you.

During your free Medicare consultation, you’ll want to have the following documents on-hand:

• Your Medicare card
• A list of your current prescriptions and dosages
• A list of your doctors and medical specialists

Dylan Cowen

Licensed Medicare Agent

Since 2011, Dylan Cowen has been West Hartford’s top choice in Medicare planning.